Tata AIG General Insurance is one of the premier auto insurance companies in India. The company comes up with a range of auto insurance and other types of general insurance policies.
About Tata AIG General Insurance Company
Tata AIG General Insurance Company Limited is essentially a joint venture between AIG (American International Group, Inc.), an American insurance company and the prestigious Tata Group. Tata AIG General Insurance Company blends the excellent leadership status of the Tata Group and international presence of American International Group as one of the best financial and insurance services providers in the world. The Tata Group is the owner of 74% shares in the insurance business with American International Group, which has 26% stake.
Tata AIG began its operations in India on January 22, 2001. The company is famous for providing a wide array of insurance solutions to both corporate and individual clients. The company comes up with a comprehensive variety of home, automobile, personal accident, energy, travel, property, marine, casualty insurance, and other types of insurance services. The company trusts in providing unique and appropriate insurance solutions in the commercial and retail sector. Every insurance product of Tata AIG is supported by skill and unmatched claim services. You can get all the insurance products via different distribution channels such as brokers, agents, banks (via bank insurance association), and direct marketing channels such as digital marketing, telemarketing, worksite, and so on.
Car Insurance offered by Tata AIG
You work day in day out to purchase a car to take pleasure in your trips or may be to assist your business requirements. Any unprecedented event can result in huge losses. You understand the expenses to have your car renovated on the occasion of a damage or even substituting only if it is stolen, can be enormous. For this reason, it is reasonable to purchase a comprehensive cover to offer you 24-hours protection.
Tata AIG realizes these requirements and provides car insurance policies that offer the extra protection for your car that you love so much.
What are the benefits offered by TATA AIG General Insurance?
Given below are the salient benefits offered by Tata AIG General Insurance:
- Instant purchase/online renewal
- Free of charge car pick up
- Warranty on repairs
- Direct settlement at garages
- Outstanding add on covers
- Instant policy issue
- You can make payment through your credit/debit card or Net banking
- You can generate free quotes
- Direct payment facility at garages (in particular areas)
- No deduction on count of salvage value
- 24 x 7 contact center for filing claims and making queries
- Quicker claim settlement
Types of car insurance offered by Tata AIG
Tata AIG car insurance policies can be categorized into the following:
1. Private car insurance
Your vehicle is not just a prized asset but also an extremely prized possession. So, it becomes important to insure your prized property. At the present time, you require a comprehensive policy that not only offers coverage against the compulsory third party liability but also for losses arising because of theft, fire, burglary, explosion, strikes, riots, floods, earthquakes, accidents, cyclones, terrorist operations, and malevolent activities.
The value added car insurance policy from Tata AIG, Auto Secure, has been planned to offer you the additional guarantee and composure. This is not the end. With their eight matchless add on covers, you can augment your standard car insurance policy.
Key features of private car insurance
- Facility of direct claim settlement at particular garages
- Pick-up of car without cost
- Superior car parts and equipment assured
- Warranty of accidental repair for upto 6 months
- Increased protection with 8 exceptional add-on covers.
- Claim settlement in 7 days
What cover does the Auto Secure Insurance offer?
- Damage or loss to your car: Any part or complete loss to your car as a result of an accident or due to fire and associated risks is covered.
- Third party legal liability: Coverage for third party bodily injury and third party property damage
- No deduction on count of salvage value
- Green Channel Settlement: Green Channel Settlement is the first of its kind in the car insurance sector. This novelty assures to make accidental repairs and claims simpler than ever. You receive value added plans via their recognized garages
- Auto Restore Warranty: Tata AIG Auto Secure insurance policyholders can make the most of 'Warranty on Accident Repairs' if a customer chooses the 'Green Channel Settlement
- Increased protection though 8 exclusive add on covers
The unique add on covers offered by Tata AIG General Insurance are as follows:
- Return to Invoice
- Depreciation Reimbursement
- No Claim Bonus (NCB) Protection
- Daily Allowance
- Key Replacement
- Repair of Fiber, Glass, Rubber, and Plastic Parts
- Emergency Transport and Hotel Expenses
- Loss of Personal Belongings
2.Two Wheeler Insurance
Your two-wheeler (scooter or motorcycle) is ideal for your requirements for swift movement and handiness. However, driving it here and there at the present time is risky as well. Tata AIG provides you a comprehensive insurance cover, which not only offers protection from the third party liability but also protects you from the damage or loss to your own two-wheeler. Key features of the two-wheeler policies from Tata AIG are as follows:
- Damage or loss to your car: Any part or complete loss to your car as a result of an accident or due to fire and associated risks is covered.
- Covers all aspects as maintained by the Motor Vehicle duty/tax:
- Discount (No Claim Bonus) for claim free history
- Third Party Legal Liability: Protection from third party bodily injury and third party property damage
- Pre-fixed depreciation for the parts requiring substitution because of accident
3. Commercial Vehicle Insurance
Your vehicle is most critical to your business. Any damage to it can be a huge loss to you. In today’s times of qualms, you need a comprehensive insurance cover, which not only covers you for the liability arising out of the third party but also covers you for the loss or damage to your vehicle. This is the presentation from Commercial Vehicle Insurance by Tata AIG. Given below are the key features of a commercial vehicle insurance policy by Tata AIG:
- Covers all aspects as maintained by the Motor Vehicle duty/tax
- Coverage for part and complete loss resulting from fire and associated risks, accidents, strikes and riots, theft &, burglary, damage in transit by rail, air, sea and road.
- Discount (No Claims Bonus) for claim free history.
- Preset depreciation for the spares or equipments requiring substitution as a result of an accident.
- Third Party Legal Liability: Coverage for third party bodily injury and third party property damage
How can you file a claim for a Tata AIG Policy?
You can file an insurance claim in the following ways:
- SMS “CLAIMSâ€Â to 58888
- Call at their 24 hours Toll Free number 1800119966
- Write to them at general.claims@tata-aig.com
Contact Details:
Tata AIG General Insurance Company
Registered Office:
Peninsula Corporate Park
Nicholas Piramal Towers
9th Floor, Ganpatrao Kadam Marg
Lower Parel,
Mumbai - 400 013