Kotak Mahindra Car Insurance is one of the best insurance companies in India. The company offers a comprehensive car insurance policy to the Indian customers to cater to their various insurance needs.
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About Kotak Mahindra Car Insurance
Kotak Mahindra Car Insurance Policies are all-inclusive and provided in collaboration with Tata AIG Insurance Company. Only the customers of Kotak Mahindra Prime Limited (KMPL), a division of Kotak Mahindra, which offers car finance, can avail these insurance policies.
Features of Kotak Mahindra Car Insurance
Given below are the salient features of the car insurance policies offered by Kotak Mahindra:
Coverage
Damage or loss to the car and its equipments by:
- Explosion
- Fire
- Lightning
- Self ignition
- Housebreaking
- Burglary
- Riot
- Theft
- Earthquake (damage caused by shock and fire)
- Strike
- Typhoon
- Flood
- Tempest
- Storm
- Cyclone
- Inundation
- Frost
- Hailstorm
- Malevolent activities
- Accident by outside factors
- Landslide
- Damage while in transit
- Rockslide
Third party liability is covered under this policy (both life and property). Over and above personal losses and third party losses, a comprehensive insurance policy from Kotak Mahindra Car Insurance offers personal accident cover for the vehicle owner and co-passengers. This insurance policy is also known as Auto Secure Comprehensive Insurance Policy.
Customer Service
You will get the following customer services from the company
- 24 hours toll free helpline number for BSNL/MTNL landline – 1800119966
- 24 hours tolled helpline number – 022-66939500
- You can file your request for claim settlement via SMSing 'Claims' to 8888
- You can apply for renewal of your automobile insurance policy via SMSing 'Renew' to 8888
Documents
Given below is the list of important documents that you will require for purchasing or renewing a Kotak Mahindra Car Insurance Policy:
- Copy of earlier policy
- Application form
- Copy of registration certificate
Benefits offered by Kotak Mahindra Car Insurance
The salient benefits of Kotak Mahindra Car Insurance are as follows:
- Key point garage
- Cashless benefit
- 24 hour customer service toll free number
- SMS claim registration service (58888)
- Service coupons
- Claim Payment within 7 days of furnishing the necessary documents
- Service warranty
What is cashless service?
Cashless service indicates that your claim will be settled between the garage and insurance company. You don't need to make any claim to the insurance company separately.
What is service warranty?
After repairs to your vehicle, the KPG workshop offers:
- 6 months warranty on painting and denting
- 3 months warranty on spare parts